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In order to qualify for most Medicare-related plans, you must meet the standard Medicare eligibility requirements and live in the "geographic service area."
Medicare-related plans are regulated by each state and approved for sale within geographic service areas.
In most cases, these areas are organized on a county-by-county basis; in some large urban markets, they're organized on a city or even neighborhood basis.
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  • 21st Century Insurance
  • AAA Insurance Co.
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  • Atomic Leads
  • Auto Club Insurance Company
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  • Integrated Benefits
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  • Kaiser
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  • LLC
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  • other partners
and their partner companies at the telephone number above, including my wireless number if provided, message and data rates may apply. I understand that my consent to receive communications in this way is not required as a condition of purchasing any goods or services. I acknowledge that I have read and understand the Privacy Policy of this site and agree to be bound by it. --> By clicking "Get Quotes", I provide my signature expressly consenting to receive emails and phone calls via automatic telephone dialing system or by artificial/pre-recorded message, or by text message, from representatives or agents of GetBestMedicare.com Agents Network or Companies
  • 21st Century Insurance
  • AAA Insurance Co.
  • AARP
  • Abrazo Health
  • Acceptance
  • Admiral Life
  • Advantra
  • Advocate Health
  • Aetna
  • AGA
  • AFLAC
  • AHCP
  • AHIA
  • AHIX
  • AIG
  • AIP
  • AIS
  • AIU Insurance
  • Allegiant Group
  • Allied Insurance
  • Allstate County Mutual
  • Allstate Indemnity
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  • All Web Leads
  • American
  • Alliance Insurance
  • American Automobile Insurance
  • American Casualty
  • American Continental
  • American Deposit Insurance
  • American Direct Business Insurance
  • American Empire Insurance
  • American Family Insurance
  • American Family Mutual
  • American Financial
  • American General
  • American Health Underwriters
  • American Home Assurance
  • American Insurance
  • American International Ins
  • American International Pacific
  • American International South
  • American Manufacturers
  • American Mayflower Insurance
  • American Motorists Insurance
  • American National Insurance
  • American Premier Insurance
  • American Protection Insurance
  • American Republic
  • American Savers Plan
  • American Security Insurance Company
  • American Service Insurance Agency
  • American Skyline Insurance Company
  • American Spirit Insurance
  • American Standard Insurance � OH
  • American Standard Insurance � WI
  • AmeriChoice
  • Amerigroup
  • AmeriHealth
  • Amerilife
  • AmeriPlan
  • Ameriprise
  • Amica
  • Amica Insurance
  • ANPAC
  • Answer Financial
  • Anthem
  • Anthem / BCBS
  • AON
  • Arbella
  • Associated Indemnity
  • Assurant
  • Assured Life
  • Atlanta Casualty
  • Atlantic Indemnity
  • Atomic Leads
  • Auto Club Insurance Company
  • Auto Owners
  • Avmed
  • AXA Advisors
  • Banker�s Fidelity
  • Bankers Life and Casualty
  • Bankrate
  • Banner Life
  • Bartleson Brokers
  • Best Agency USA
  • BCBS
  • BCBS of Florida
  • Benefit Mall
  • Benepath
  • Blue Cross
  • Blue Shield of California
  • Blue Cross of South Carolina
  • Bravo Health
  • Brookstone Financial
  • Brooke Insurance
  • Cal Farm Insurance
  • California State Automobile Association
  • Cambia
  • Capital Choice
  • CareMore
  • CDPHP
  • Centene
  • Cherry Blitz
  • Chubb
  • Cigna
  • Citizens
  • Clarendon American Insurance
  • Clarendon National Insurance
  • ClearLink
  • Clear One
  • CAN
  • Colonial Insurance
  • Colonial Penn
  • Community Care
  • Comparison Market
  • ConnectiCare
  • Continental Life
  • Consumer United
  • Continental Casualty
  • Continental Divide Insurance
  • Continental Insurance
  • Continental Life
  • Cotton States Insurance
  • Country Insurance and Financial Services
  • Countrywide Insurance
  • Coventry
  • Coverage One Insurance Group LLC
  • Covida
  • CSE Insurance Group
  • Dairyland County Mutual Co of TX
  • Dairyland Insurance
  • Datalot
  • Direct Auto
  • E-Telequote
  • eAmerifamily
  • efinancial
  • eHealthInsurance Services
  • Elderplan
  • Electric Insurance
  • Empire
  • Encompass
  • Erie Insurance Company
  • Erie Insurance Exchange
  • Erie Insurance Group
  • Erie Insurance Property and Casualty
  • Esurance
  • Excellus
  • Family Life
  • Farm Bureau/Farm
  • Family/Rural
  • Farmers Insurance
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  • Farmers TX County Mutual
  • Farmers Union
  • Fidelis
  • FinanceBox.com
  • Fire and Casualty Insurance Co of CT
  • Fireman's Fund
  • First Preferred Insurance
  • Florida Blue
  • Foremost
  • Foresters
  • Forethought
  • Fortis
  • Freedom health
  • GEICO
  • Geico Casualty
  • Geico General Insurance
  • Geico Indemnity
  • Geisinger
  • Genworth
  • Gerber
  • Geber Life
  • GHI
  • Globe Life
  • GMAC/NGIC
  • GMAC Insurance
  • GoHealth
  • Golden Rule
  • Golden Rule Insurance
  • Government Employees Insurance
  • Government Personnel Mutual Life
  • Great American
  • Gaurantee Trust Life
  • Guaranty National Insurance
  • Guardian Healthcare
  • Guide One Insurance
  • Hanover
  • Hanover Lloyd's Insurance Company
  • HAP Health Alliance
  • Hartford Accident and Indemnity
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  • Hartford Insurance Co of the Southeast
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  • Highmark
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  • HomeInsurance.com
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  • Humana
  • IFA Auto Insurance
  • IGF Insurance
  • Independence Blue Cross
  • Inside Response
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  • Infinity National Insurance
  • Infinity Select Insurance
  • ING
  • Insphere
  • Insurance.com
  • Insurance Insight
  • InsuranceLeads.com
  • Insured Street
  • InsWeb
  • Integon
  • Integrated Benefits
  • Inter Valley Health Plan
  • JLS
  • John Hancock
  • Kaiser
  • Kaiser Permanente
  • Kelsey-Seybold
  • Kemper
  • Kemper Lloyds Insurance
  • Keystone
  • Landmark American Insurance
  • Leader National Insurance
  • Leader Preferred Insurance
  • Leader Specialty Insurance
  • Liberty Health Plan
  • Liberty Insurance Corp
  • Liberty Mutual
  • Liberty Mutual Fire Insurance
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  • Liberty Northwest Insurance
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  • Lumbermens Mutual
  • Martin�s Point
  • Maryland Casualty
  • Mass Mutual
  • Medicare Solutions
  • Mega/Midwest
  • Mercury
  • Mercy
  • MetLife
  • MetLife Auto and Home
  • Metropolitan Insurance Co.
  • Mid-Continent Casualty
  • Mid Century Insurance
  • Middlesex Insurance
  • Midland National Life
  • Molina
  • Mutual of New York
  • Mutual of Omaha
  • MVP
  • National Ben Franklin Insurance
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  • Oxford
  • Pacific Indemnity
  • Pacific Insurance
  • Pacific Life
  • Pacificare
  • Pafco General Insurance
  • Palmetto Senior Solutions
  • Parasol Agents Network
  • Patriot General Insurance
  • Peak Property and Casualty Insurance
  • PemCo
  • PEMCO Insurance
  • Physicians United Plan
  • PJP Health
  • Plymouth Rock
  • Precise Leads
  • Preferred Mutual
  • Premera Blue Cross
  • Presbyterian Health Plan
  • Principal
  • Priority Health
  • Progressive
  • Progressive Auto Pro
  • Providence
  • Prudential
  • Prudential Insurance Co.
  • Puritan Health
  • Pyramid Life
  • QuoteWhiz
  • QuoteWizard
  • Regence
  • Reliance Insurance
  • Reliance National Indemnity
  • Reliance National Insurance
  • Republic Indemnity
  • Response Insurance
  • Safe Auto
  • SAFECO
  • Safeco
  • Safeway
  • Safeway Insurance
  • Safeway Insurance Co of AL
  • Safeway Insurance Co of GA
  • Safeway Insurance Co of LA
  • SCAN Health Plan
  • SCMS
  • Scott and White
  • Secure Horizons
  • Security Insurance Co of Hartford
  • Security National Insurance Co of FL
  • Selective Healthcare
  • SelectQuote
  • Senior Health Direct
  • Senior Healthcare Direct
  • Senior Market Partners
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  • Spring Insurance Solutions
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  • Sterling
  • Superior American Insurance
  • Superior Guaranty Insurance
  • Superior Insurance
  • SummaCare
  • Summit Health
  • Sun Coast
  • Sure Health Plans
  • SVG
  • TexanPlus
  • The Ahbe Group
  • The Benefit Depot
  • The General
  • The Hartford
  • The Lead Company
  • TICO Insurance
  • TIG Countrywide Insurance
  • Titan
  • Torchlight Technology
  • LLC
  • Touchstone
  • TransAmerica
  • Travelers
  • Travelers Indemnity
  • Travelers Insurance Company
  • Tri-State Consumer Insurance
  • Tiburon Insurance Services
  • TruBridge
  • Tufts
  • Twin City Fire Insurance
  • TZ Insurance Solutions LLC
  • UMA
  • UniCare
  • United American/Farm and Ranch
  • United Healthcare
  • United Healthcare Advisors
  • United Medicare
  • United Medicare Advisors
  • United of Omaha
  • United Pacific Insurance
  • United Security
  • United Services Automobile Association
  • Unitrin
  • Unitrin Direct
  • Universal American
  • Universal Underwriters Insurance
  • UPMC
  • USAA
  • USA Benefits/Continental General
  • USF and G
  • US Financial
  • Velapoint
  • Versus Media Group
  • Viking County Mutual Insurance
  • Viking Insurance Co of WI
  • Viva Health
  • Wellcare
  • WellPoint
  • Western and Southern Life
  • Western Mutual
  • Windsor Insurance
  • Woodlands Financial Group
  • Zurich North America
  • other partners
and their partner companies at the telephone number provided here, including my wireless number if provided, message and data rates may apply. I understand that my consent to receive communications in this way is not required as a condition of purchasing any goods or services and can be revoked at any time. I acknowledge that I have read and understand the Privacy Policy of this site and agree to be bound by it.


 

Retirement Benefits Set to Change in 2015

29-Dec-2015

Those saving for retirement will have two additional options when it comes to savings in 2016. In other news, Social Security claiming options for married couples will decrease, and Medicare beneficiaries will see a premium increase.

Say hello to myRA

The myRA is a new type of Roth retirement account that comes with no fees and a guarantee from the government that it will never lose value. Investors will have only one option, a Treasury savings bond with a variable interest rate that has averaged 3.19% over the past 10 years. Bond interest is not taxed while in the account and won’t be taxed at all if you leave it in the account until after the age of 59.5.

Those who earn less than $131,000 or couples who earn up to $193,000 are eligible to contribute up to $5,500 per year, or $6,500 if they are 50 or older. Once the balance hits $15,000 or the account turns 30, the money is transferred to a private sector Roth IRA. According to U.S. Treasury Secretary Jacob Lew, “MyRA is designed to remove common barriers to saving and give people an easy way to get started.” There are multiple ways to contribute to your myRA account. You can set up direct deposit via your employer, set up a checking or savings account or direct a portion of your tax refund to the account.

Social Security can only be claimed once

In some cases married individuals over the age of 66 have claimed social security benefits twice. The collect spousal payments first and then later switch to payments based on their work contributions. The collector will then secure higher payments due to collecting at an older age. With the new rules, those who turn 62 in 2016 will not be able to claim both types of payments. “If you are 63 years old today, you will still have the option of doing this at age 66,” says Tim Steffen, a certified financial planner and director of financial planning at Robert W. Baird & Co. “For anybody who is not 62 by the end of 2015, the option of a restricted application is going away.”

Higher saver’s credit threshold

One piece of good news is that it will be easier to qualify for the saver’s credit in 2016. In 2015 the adjusted gross income limit to claim the saver’s credit was $30,500. It will increase $250 in 2016 to $30,750 for individuals and by $500 to $61,500 for married couples. “The Saver’s Credit is a tax credit above and beyond the average of tax-deferred savings when contributing to a 401(k), 403(b) or IRA,” said Catherine Collinson, president of the Transamerica Center for Retirement Studies. This is a valuable tax credit for low and moderate-income retirement savers.

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